We covered a lot in 2023 – from budgeting and paying down debt to forming good financial habits, addressing inflation, discovering new ways to save, and much more. With so much valuable information throughout the year, it might be a lot to digest. If you missed our posts or prefer a quick crash course, we’ve…
Have you experienced the exhilarating emotion of saving money, discovering that it’s not just joyous but can become borderline addictive? The journey begins with the initial thrill of saving, and as your consistency grows, witnessing your savings increase becomes an addictive delight, pushing you to strive for even greater financial milestones. Interestingly, as your savings…
Was my app glitching when the price shown on the screen was just over $12? It wasn’t unfortunately, as a McDonald’s 10 chicken nuggets meal does indeed cost that much, effectively what two burger meals would have cost a few years ago. Or how about my shock when a chicken sandwich combo for my son…
Salary increases are indeed a blessing that I never take for granted, especially in today’s uncertain economic times where job security is a luxury. Receiving a salary increase feels like a bonus, and even though there’s no assurance of it, I’ve already planned how to utilize any potential increase. Firstly, I won’t be frivolously spending…
We’ve all encountered the idea of sleeping on a decision before making a purchase or committing to a significant financial investment. Many of us have found ourselves caught in the ‘buyer’s remorse’ conundrum, regretting a decision shortly after making a purchase. But how about going out of your way to find a reason not to…
Your life or someone’s life may just be one advise or lesson away from being completely different. When it comes to financial management and freedom, never shy away from advising others, or accepting advise from someone else, as obvious as the advise may be
Embracing a lifestyle of cost-effective home practices and strategic outsourcing can yield significant financial and time savings. From establishing a home gym for convenient and affordable fitness routines to brewing your own coffee, these small changes accumulate into substantial annual savings.
When it comes to making substantial investments in big ticket items, a thoughtful and informed approach can make all the difference. Balancing cost considerations with the long-term value, warranties, and reviews can help you find the perfect fit for your needs and budget.
We all have goals, whether small ones like making it to the weekend without quitting our job, or big ones like graduating college. But what sets true goal setters from those who end up quitting and not achieving their goals? Simply putting it on paper! And yes this is backed by science , so why…
Inflation has become a reality in every facet of life in the last 12 months or more, but it is nowhere as evident than at the grocery store. It is almost depressing to know that for the same budget, you are getting much less than what you used to do back in 2021 or beyond….