Few things in life are guaranteed: death, taxes (in most places), experiencing all four seasons (again, in most places), and the stock market crashing every few years. We are currently in one of those cycles—this time, driven by the Trump tariffs. The market is experiencing wild swings, mostly trending downward, occasionally interrupted by brief upswings—often…
Understanding and mastering key human behaviors can significantly impact your success in life, career, and relationships. While there may be a lot of them to master, here are ten essential behaviors to focus on, if you want to elevate your game and be in the top 10% of most successful. 1-Consistency and Perseverance: Success often…
Last year, I took the time to look for a better and more affordable home and auto insurance, even though the cost of my existing insurance was average and not too expensive. With a home and more than one car to insure, I set out to shop around and try to get something at least…
Do we ever get a break? Just as talk of a recession started to subside, now we’re faced with worries about mass layoffs happening all around us. And if that wasn’t enough, here comes Trump with his inconsistent messaging and constant tariff threats. Can anyone blame us for feeling overwhelmed by all this chaos? But…
Recently, life got chaotic—to put it mildly. Different family members got sick, some were hospitalized—more than once—and almost everything that could go wrong did go wrong. In other words, it felt like Murphy’s Law was in full effect. When life goes sideways like this, the last thing on your mind is money, finances, or whether…
Is it just me, or have mutual funds become virtually irrelevant and rarely talked about of least? At least to veteran, seasoned or those in the FIRE movement. To fill the void, ETFs have become all the rage in the world of investing. Exchange Traded Funds (ETFs) are similar to mutual funds, but the big…
Have you ever automated your savings, used ’rounding off’ to save money or used one credit card instead of multiple cards to simplify things? If you did any of these, you have unknowingly – or knowingly – subscribed to and put ‘nudge‘ theory into real action. So what is nudge theory and how can it…
Having lived in our current house for nearly a quarter of a century, we’ve reached a point where we need a full-scale renovation. From top to bottom—starting with paint, tiles, flooring, windows, blinds, trims, bathrooms, kitchen—you name it, it likely needs renovation. If you find yourself in a similar situation, and assuming time and money…
Following from our recent article on must-know financial and investing phrases, we have 20 more popular phrases in the world of investing and personal finance. Know and master these if you want to elevate your level of wealth and reach financial freedom faster. To some, these may just words or beautiful quotes. To the financially…
Anticipation and excitement come first, while regret and self-blame follow after the act—this is the sequence of events that occurs before and after eating fast food or a junk meal. And that is just the feeling of having eat crappy food that is not good for your health. Then there is the financial aspect, and…