As I stood in the express checkout line at Walmart the other day, tapping my card and quickly making my way out, it hit me. Credit cards have made life a lot easier, more convenient, and even more enjoyable. You can buy what you want—even when you don’t have cash on hand—and delay payment until…
So you finally did it: after years of diligently and painstakingly paying to reduce your $15,000+ credit card balance, you have finally done it. To say that the weight lifted off your back is huge is an understatement! There is only one problem: this balance was incurred after having already paid a similar balance a…
For over 150 years, Canadians have been using one of the big 5 banks to do their banking, be it personal banking, mortgages or investments. But in the last 20 years, others have joined the lucrative banking and investment arena, most in the form of online banking, with no physical presence. Wealthsimple is one of…
Easter may not garner the same fanfare as Christmas—often seen as its overlooked sibling—but it still brings the joy of the Easter Bunny, colorful eggs, and cherished traditions that make the season special. But unless I accidentally bought literal golden eggs, I still can’t quite wrap my head around how my Easter shopping — mostly…
Few things in life are guaranteed: death, taxes (in most places), experiencing all four seasons (again, in most places), and the stock market crashing every few years. We are currently in one of those cycles—this time, driven by the Trump tariffs. The market is experiencing wild swings, mostly trending downward, occasionally interrupted by brief upswings—often…
Understanding and mastering key human behaviors can significantly impact your success in life, career, and relationships. While there may be a lot of them to master, here are ten essential behaviors to focus on, if you want to elevate your game and be in the top 10% of most successful. 1-Consistency and Perseverance: Success often…
Last year, I took the time to look for a better and more affordable home and auto insurance, even though the cost of my existing insurance was average and not too expensive. With a home and more than one car to insure, I set out to shop around and try to get something at least…
Do we ever get a break? Just as talk of a recession started to subside, now we’re faced with worries about mass layoffs happening all around us. And if that wasn’t enough, here comes Trump with his inconsistent messaging and constant tariff threats. Can anyone blame us for feeling overwhelmed by all this chaos? But…
Recently, life got chaotic—to put it mildly. Different family members got sick, some were hospitalized—more than once—and almost everything that could go wrong did go wrong. In other words, it felt like Murphy’s Law was in full effect. When life goes sideways like this, the last thing on your mind is money, finances, or whether…
Is it just me, or have mutual funds become virtually irrelevant and rarely talked about of least? At least to veteran, seasoned or those in the FIRE movement. To fill the void, ETFs have become all the rage in the world of investing. Exchange Traded Funds (ETFs) are similar to mutual funds, but the big…