Following on our original post on ’10 Life-Changing Books on Wealth and Personal Growth: Discover the Secrets Behind Their Impact’ , here are some lesser-known but impactful books on wealth and personal development, along with their key theses. I would like to confess to have never read number 2 and 7 on the list, but…
In today’s fast-paced world, everyone is looking for ways to save time and make the most out of their resources. As someone who runs a budgeting and finance blog, I’ve always been interested in finding innovative ways to optimize financial outcomes. Recently, I had an experience that showcased how AI can transform even the simplest…
How do you achieve financial freedom and independence? Should you sacrifice it all now in order to have a better life down the road? Truth of the matter is, you can actually do both! The key is to balance aggressive saving with intentional spending to live your life while building for the future. In a…
I recently came across an eye-opening article titled “‘I don’t have a budget’: Why people are going into debt to travel,” which left me both shocked and reflective. The article explores a troubling trend where 25% of Americans are willing to go into debt to fund their vacations. This behavior is influenced by societal and…
I’ve been actively investing—and even dabbling in stock trading—for over 15 years. Yet, in a twist that surprises even me, it wasn’t until this year that I finally ventured into the world of index funds, those elusive ETFs I’d somehow overlooked for so long. Why did it take me so long? And more importantly, what…
If you are new to the world of personal finance and budgeting, or just don’t bother getting your money matters in order, the 50/30/20 rule may be just for you. What is it exactly and what do these number represent? it is a finance ratio used to simplify the way you divide your money, where…
“This book changed my life” is a phrase we often hear, and it is true, as books have the power to change someone’s life in profound ways. In my almost two decades in personal finance and development, I have come across various books that others have cited as life-changing. While the list varies for each…
The more I delved into investing over the years, the more I kept reading about the ‘never sell a stock’ crowd, those who refuse to sell virtually any of their good stocks, even if the revenue from it could bail them out of jail! But after my own experience with investing for the last 15…
Have you ever wondered what your tipping habits say about you? No one ever got poor by giving to the poor or helping the needy. It seems counterintuitive, but the opposite is true: the more you donate and help those in need, including how you tip, the more assured you become about your wealth and…
If you are someone who thinks finance and money management is too boring, stressful, or just complicated, then I have an easy solution for you: automation! Automation, in this instance, refers to setting up systems and tools that automatically manage various aspects of your finances without requiring constant attention. This can include automatic bill payments,…