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Investing 101: What NOT to Do (Based on My Painful Experience)

Posted on February 25, 2024February 25, 2024 by budgetsense

Getting started is better than waiting for perfection or never starting at all. When I first ventured into investing around 2009, I didn’t possess much knowledge, but I was eager to begin and gain some experience. It turned out to be a challenging start, marked by various mistakes that ultimately contributed to my growth as…

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Price Hikes and Penny Pinching: The Tale of a 10-Cent Boston Cream Pie

Posted on February 18, 2024February 18, 2024 by budgetsense

On a recent grocery shopping trip, my eyes were intrigued by something completely unusual. It was something I had never seen before, or at least in my 28+ years of grocery shopping as an adult. No, I didn’t come into contact with a smart robot that was there to shop for its human owner, nor…

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Is Your Trip to Costco Costing You More Money Than You Realize?

Posted on February 11, 2024February 13, 2024 by budgetsense

It is a familiar scene we have all come to experience while visiting Costco at one point or another: people pushing carts full of food and other items, barely able to push them due to how loaded they are. In fact, many of us have likely seen some with two carts, as if they are…

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Money Matters: Drawing Parallels Between Meta’s Turnaround and Your Wallet

Posted on February 4, 2024February 4, 2024 by budgetsense

As I was reading Meta’s impressive and out-of-this world earning numbers, few things came to mind: Why didn’t I invest in Meta’s shares two years ago when it was still called Facebook, with prices ranging from $90 to $210? I did consider it then, but hesitation and various factors held me back. It’s a significant…

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From $1 to $2,756: The Surprisingly Simple Savings Challenge for 2024

Posted on January 28, 2024January 23, 2024 by budgetsense

Have you fallen off and given up on your 2024 resolutions yet? Whether you have or not, we have an easy challenge for you to follow, even if the year is already close to one month old. In fact, it’s a good idea to start this one now to get back on track in case…

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Avoiding the Boiling Frog Syndrome: A Guide to Monitoring and Managing Your Finances

Posted on January 21, 2024January 9, 2024 by budgetsense

Wait a second! How did my Netflix monthly cost go up more than 200% without me paying much attention? I remember, not too long ago when it was $7.99 but has somehow skyrocketed to almost $24! In fact, since March 2020 – right when the Covid Pandemic were starting – the price has gone up…

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Be Selfless in December and Selfish in January

Posted on January 14, 2024January 9, 2024 by budgetsense

The holidays are officially over, and it is time to get back to routine, work, school, saving money and paying off debt accumulated last few weeks. As we do every year, we spent December acting as personal charity with our time and money, giving to family and friends, helping those in need, attending parties and…

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2024 Financial Boost: Unleash the Power of This Simple Strategy!

Posted on January 7, 2024January 7, 2024 by budgetsense

There is one extremely simple strategy you can use to get you up and running early in the new year, while giving your financial confidence and momentum a huge boost. The strategy is to commit to saving for something new, even if the saving goal is simple. For example, you can commit to a new…

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Starting the Year Strong: 3 Key Actions I did on January 1st to Start the Year Strong and Build Momentum

Posted on January 1, 2024January 1, 2024 by budgetsense

Having no hangover to start a new year is always a good thing, but then again I hardly drink, so that has never been an issue for me. As the new year begins and we reflect on the swift passage of 2023, it’s time to set our sights on 2024 and make the most of…

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52 Valuable Money and Wealth Lessons we learnt on this blog in 2023 that will completely change your life

Posted on December 31, 2023December 29, 2023 by budgetsense

We covered a lot in 2023 – from budgeting and paying down debt to forming good financial habits, addressing inflation, discovering new ways to save, and much more. With so much valuable information throughout the year, it might be a lot to digest. If you missed our posts or prefer a quick crash course, we’ve…

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