The holidays are officially over, and it is time to get back to routine, work, school, saving money and paying off debt accumulated last few weeks. As we do every year, we spent December acting as personal charity with our time and money, giving to family and friends, helping those in need, attending parties and…
There is one extremely simple strategy you can use to get you up and running early in the new year, while giving your financial confidence and momentum a huge boost. The strategy is to commit to saving for something new, even if the saving goal is simple. For example, you can commit to a new…
Having no hangover to start a new year is always a good thing, but then again I hardly drink, so that has never been an issue for me. As the new year begins and we reflect on the swift passage of 2023, it’s time to set our sights on 2024 and make the most of…
We covered a lot in 2023 – from budgeting and paying down debt to forming good financial habits, addressing inflation, discovering new ways to save, and much more. With so much valuable information throughout the year, it might be a lot to digest. If you missed our posts or prefer a quick crash course, we’ve…
Have you experienced the exhilarating emotion of saving money, discovering that it’s not just joyous but can become borderline addictive? The journey begins with the initial thrill of saving, and as your consistency grows, witnessing your savings increase becomes an addictive delight, pushing you to strive for even greater financial milestones. Interestingly, as your savings…
Whoosh! That sure went by so fast! With just over two weeks to go in this year, it is time to do a self-review to see how you did this year, how your managed your money and whether you came ahead or not? How do you do this? One easy way to start is to…
Was my app glitching when the price shown on the screen was just over $12? It wasn’t unfortunately, as a McDonald’s 10 chicken nuggets meal does indeed cost that much, effectively what two burger meals would have cost a few years ago. Or how about my shock when a chicken sandwich combo for my son…
Salary increases are indeed a blessing that I never take for granted, especially in today’s uncertain economic times where job security is a luxury. Receiving a salary increase feels like a bonus, and even though there’s no assurance of it, I’ve already planned how to utilize any potential increase. Firstly, I won’t be frivolously spending…
We’ve all encountered the idea of sleeping on a decision before making a purchase or committing to a significant financial investment. Many of us have found ourselves caught in the ‘buyer’s remorse’ conundrum, regretting a decision shortly after making a purchase. But how about going out of your way to find a reason not to…
Transforming my life, one step at a time – my decision to create a home gym has been a financial and time-saving revelation. Beyond the obvious benefits of cost-cutting and time efficiency, the home gym has become my sanctuary, offering health and fitness on demand. No more excuses, just a few steps away from stress relief or a quick workout. While not perfect, it does the job for my needs, making it a convenient and indispensable addition to my routine