If you get a significant pay raise, what do you do with the extra money? Say you get a 10% raise or $5K, assuming that works out to $175-200 per pay. Do you just spend it? Do you allocate to a category in your budget? Or do you pretend like you never got it and…
Author: budgetsense
Creative and Life Shaping Holiday Gift Ideas for Kids in the Family
Are you struggling with gift ideas for that kid who has everything already, at least materially speaking? have you already bought every LEGO set out there? If you have more than a few kids in the family, be it your own, nieces, nephews or your friends’ kids etc, then chances are you have already bought…
My Daily Walks Make me Healthy, but even more Wealthy
My daily walks are more than for health reasons, they help me get wealthy and learn on the way too….
The best time to upgrade your resume and skills is when you are most stable at your job
When is the best time to update and polish your resume? This may seem counter-intuitive but the idea is simple: do it when you are stable in your job and feeling good about your future than when you are desperate. In the popular book ‘Think and Grow Rich’ , Napoleon Hill argues that the reason…
How I used two recent unrelated events to motivate me towards better finances, career and health
The field of self-help and psychology in general is full of different techniques, concepts and tricks to accomplish your goals, get more done, and make it easier to manifest more in life. Two recent, unrelated events, gave me the chance to use these tools and although both happened around the same time, the two are unrelated, but do at the end of the day help us get more out of life in general.
Want to Have the Time of Your Life in Vegas without Going Broke? This One Tool Can Help in a Big Way!
Las Vegas and budgeting are not two words that you can`t easily mix. If you go to Vegas,you will have to open up your wallet and be ready to spend money. There is no other way to do it, otherwise you may just stay home and not bother going. Or is there? Yes there is!…
Netflix, Starbucks, Amazon: the axis of time, money and space misuse
How to come out of the Covid-19 pandemic healthier wealthier and better overall
If 2020 was defined by a pandemic and lock-down, and nothing else for you, you still have time to make 2021 better and more productive year. Start by set some goals or even short term objectives.
Addicted to online gambling? here is how I beat it and with ease!
I am no gambler or a gambling addict. I go to the casino when I am on vacation and happen to be close to a casino (Vegas anyone?) . And where I live, I rarely go to the casion. So the whole thing is like a novelty to me. However, ever since OLG (Ontario Lottery…
The new gigconomy: more opportunities, less benefits, but more flexibility
I know a friend who has no real job. At least not in the traditional sense of the word, you know, the 9-5 one. But if you are talking gigs, then he has 3 of them going on at once. Maybe even 4 at times. Let us call him Mr. Gigsmith (name changed for the…