The importance of positive thinking when dealing with money and finances

I just finished reading ‘The Power of your Subconscious Mind‘ by Joseph Murphy and it was one hell of a book and an eye opener.


There is an increasing emphasis being put on the role of psychology and positive thinking in organizing our money and having more of it,

Shortly after, I picked up another book with a similar theme: ‘Think and Grow Rich‘ by Napoleon Hill, which I am in the process of reading as we speak.

Two great books, both dealing with one very important subject and theme: the hugely important and vital role that our minds play-or should play-in organizing our finances and helping us have more money.  More specifically, the subconscious part of our brains.

The premise is similar for both: the more positive you are in your thinking and actions, the better your life will be. More specifically, when it comes to money, you have to have the right ideas and thoughts. Basically, you are what you think. If you are always thinking poverty and not being able to afford things, that is what you will get: more poverty.  But if you think ‘abundance’ and ‘wealth’ etc., that is what you will get.

Of course, it is not as easy as just ‘thinking of something and getting it’ . There is more to it. You also need time, practice and some other techniques to help you along the way. Let us go through them in detail. The following is a list of things you need to do in order to re-program your subconscious mind to think positively and consequently, help attract money and good things to you:


  • Visualization: you have to use visualization to live out the outcome you want. If you want to be able to afford that big house with the pool, you have to be able to imagine yourself already living in it, swimming in the pool and feeling the water, the warmth of the sun hitting your living room etc. The idea is to trick your mind into thinking it is already there, since our minds can’t specifically distinguish between reality and imagination.  When your brain perceives such a situation, it will do all it can to catch up to the reality (which is to be in that house for real)
  • Positive Affirmations (or Auto-suggestion) : this refers primarily to the act of using phrases and sentences that are positive in nature and enforce a certain belief..  It is the practice of repeating positive statements and thoughts to yourself, as if they are already happening. For an affirmation to be effective, it is preferred  to be in present tense, positive, personal and specific to you. Positive affirmations help to clear and clean your subconscious of the negative, ensuring your brain has a clear path to success.  Here are some examples of positive affirmations you can repeat to yourself daily.
    -I am rich
    -There is always an abundance in my life
    -Money is attracted to me and I am attracted to money
    -I am always paying my bills on time
    -I am getting money from so many different sources and places
    -I am always successful and finding the right opportunities
  • Meditation: the practice of meditation helps calm your brain and this makes it easier for you to connect with your subconscious mind. Once you are in touch with it, you will be able to directly influence it and hopefully change the things you want to change about it.  Visualization also works much better when you are in a meditative state than if you were to do it somewhere with a lot of noise and distraction.


This psychological approach to our finances and money in general has been gaining a lot of traction lately. Some swear by it. Even rich people claim to have used some of these principles to get to where they are now.  Jim Carey, for example, famously wrote a check to himself for some $10 million dollars, years before he had made any serious money. He dated for some year in the future, for rendered services. The idea was to trick your brain into thinking you are a millionaire and have this money. Well, we all know who Jim Carey is today and how much wealth he possesses from all the movies he has played.

Does it work? the short answer, yes. But it is not magic-though some refer to it as being just that-and you still need to put in the hard work. Like everything in life, you have to put the hard work and positive thinking and connecting with your subconscious mind will only make it easier for you to get there.