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Category: Consumer

Top 10 Grocery Savings Tips (Without Coupon‑Hoarding)

Posted on April 26, 2026May 8, 2026 by budgetsense

All across Canada, and to a lesser extent in the U.S, price of groceries is no longer a small conversation between family members on the dinner table, or between friends, but has become a full-fledged political crisis in some circles. Although the general inflation rate has come down from highs of 3-4% just a few…

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Canada’s New Food Affordability Plan: GST Rebate Boost vs. Calls for Real Tax Cuts

Posted on February 1, 2026January 31, 2026 by budgetsense

Canada’s cost-of-living squeeze continues to hit household budgets, especially at the grocery store. On January 26, 2026, Prime Minister Mark Carney unveiled a new set of federal measures designed to help Canadians cope with rising food and essentials costs — but not everyone agrees that the plan goes far enough. What the Government Announced Carney’s…

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My 2016 Kindle is Dying, but AI Told Me Not to Replace It (Yet)

Posted on January 25, 2026January 23, 2026 by budgetsense

We’ve all been there: the late-night “Add to Cart” itch. My 2016 Kindle was acting up-the battery was draining in days instead of weeks, and the interface felt like it was running through molasses. I was convinced it was time to upgrade. I had the 2024 Kindle Paperwhite pulled up on Amazon Canada, and the…

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Why You Always Buy More Than You Planned at Costco (and How to Stop)

Posted on August 24, 2025August 22, 2025 by budgetsense

Ever walked into Walmart, Costco, or another grocery store with a whole list of items to buy, only to walk out with just one? That almost never happens — and that’s the joke. What really happens is the opposite: you walk in for one or two things and somehow leave with a cart stuffed full…

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You Might Be Losing Thousands on These ‘Convenient’ Services—Here’s How to Stop It

Posted on June 29, 2025July 7, 2025 by budgetsense

When the Covid pandemic lockdowns forced us to stay home for months and months, one of the companies to benefit the most were food deliveries such as Ubereats and SkipTheDishes. They made it so convenient to order food and relieve you from all the hassle of having to go out for grocery shopping and making…

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Is Wealthsimple Worth It? A Full Guide to Canada’s Leading Online Financial Platform

Posted on April 27, 2025April 26, 2025 by budgetsense

For over 150 years, Canadians have been using one of the big 5 banks to do their banking, be it personal banking, mortgages or investments. But in the last 20 years, others have joined the lucrative banking and investment arena, most in the form of online banking, with no physical presence. Wealthsimple is one of…

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Easter’s Supposed to Be Simple—So Why Did It Cost Me Hundreds More Than Christmas?

Posted on April 20, 2025April 23, 2025 by budgetsense

Easter may not garner the same fanfare as Christmas—often seen as its overlooked sibling—but it still brings the joy of the Easter Bunny, colorful eggs, and cherished traditions that make the season special. But unless I accidentally bought literal golden eggs, I still can’t quite wrap my head around how my Easter shopping — mostly…

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Why Your Insurance Premiums Are Rising – And What You Can Do About It

Posted on March 30, 2025March 29, 2025 by budgetsense

Last year, I took the time to look for a better and more affordable home and auto insurance, even though the cost of my existing insurance was average and not too expensive. With a home and more than one car to insure, I set out to shop around and try to get something at least…

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From a Simple Text Message to Savings: My Journey from Fido to Rogers

Posted on April 21, 2024April 21, 2024 by budgetsense

It was a simple promotional message from a local telecom company that I would otherwise usually ignore. But I am glad I did not! Last week, I got a message about a mobile offer from Rogers. At first, I didn’t pay much attention to it, after all, I have been with my current carrier (Fido)…

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Price Hikes and Penny Pinching: The Tale of a 10-Cent Boston Cream Pie

Posted on February 18, 2024February 18, 2024 by budgetsense

On a recent grocery shopping trip, my eyes were intrigued by something completely unusual. It was something I had never seen before, or at least in my 28+ years of grocery shopping as an adult. No, I didn’t come into contact with a smart robot that was there to shop for its human owner, nor…

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Smart Shopping for Big Ticket Items: Price vs. Value and Tips for Maximizing Benefits

Posted on July 9, 2023September 2, 2023 by budgetsense

When it comes to making substantial investments in big ticket items, a thoughtful and informed approach can make all the difference. Balancing cost considerations with the long-term value, warranties, and reviews can help you find the perfect fit for your needs and budget.

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Combatting Inflation at the Grocery Store: Tips and Tricks to Save on Your Monthly Bill

Posted on May 7, 2023May 8, 2023 by budgetsense

Inflation has become a reality in every facet of life in the last 12 months or more, but it is nowhere as evident than at the grocery store. It is almost depressing to know that for the same budget, you are getting much less than what you used to do back in 2021 or beyond….

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New Saving Idea for 2022: ‘Junk to Health to Wealth‘

Posted on January 7, 2022August 27, 2022 by budgetsense

I am no slave to junk food. I may eat it once or twice a week, sometimes with the family. But despite it not being a daily habit, it still goes a long way towards causing damage to both my pocket and health, especially with the rising prices for food of late. So for 2022,…

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Netflix, Starbucks, Amazon: the axis of time, money and space misuse

Posted on May 16, 2021May 15, 2021 by budgetsense

Netflix-Starbucks-Amazon : the axis of time, money and space misuse!

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Reviewing the new Tangerine Master Card: spend and earn at the same time

Posted on April 1, 2016May 1, 2016 by budgetsense

Tangerine now its own credit card which it brilliantly like to describe as a card that lets you ‘Spave’ (Spending + Saving) . I have been using the Tangerine cash-back Master Card for a few months now and I really like what I see. Based on my usage of the last few months, I will…

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How money I spend at the gas pump is financing my retirement

Posted on April 28, 2015April 28, 2015 by budgetsense

If you have a credit card, chances are you get some form of loyalty rewards for using it. Some get points, others get travel rewardss or airmiles while the latest craze is ‘cash-back’ credit card. Each has a preference and every card has certain advantages, but personally, I use the “Signature RBC Rewards Visa” ….

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Paying with debt or cash will help your local merchant and small business

Posted on September 17, 2013 by budgetsense

Merchants pay up to 3% of every transaction back to the credit card company.  Not only that, but these credit card companies have a lot of power and influence while small business don’t have any choice. One way to help your local small business is to use cash or debt when paying. Cash is even…

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How to support your local economy this Christmas season? Buy the right type of gift cards

Posted on December 20, 2012December 27, 2012 by budgetsense

A lot of us prefer to buy-and receive-gift cards this Christmas season than real gifts. They are good for a variety of reasons. They save time, give the receiver the option to spend it on things they like and more.  But when buying a gift card for friends and family this Christmas season, or for…

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Did Jesus intend to bankrupt families? How to save money this Christmas

Posted on November 25, 2012 by budgetsense

Don’t be surprised if the word ‘Christmas’ gets replaced with the word ‘Commercialism’ in the near future, because that is what it has unfortunately turned into. People feel so much financial stress and anxiety around Christmas time, trying to come up with money and gift ideas to buy for their close friends and family. And…

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How to Find the Best Deals For Computers

Posted on November 6, 2012 by budgetsense

People often wonder how to find the best deals for computers like Dell. It’s tricky, especially when there are so many different brands, uses, speeds etc. Decide what you need in a computer When you’re looking for a computer, the best thing you can do is to do a quick search on the Internet. Look for…

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There is a new war in Canada: “The War on Gouging”

Posted on October 4, 2012October 5, 2012 by budgetsense

Canadians have often been known for being polite, soft, apologetic, charitable  and generally friendly. But could these nice attributes be the very reason why Canadians are also such sloppy and not very wise consumers? Unlike their neighbors to the south, they let retailers and companies gouge and walk all over them, and not say or…

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Recent Posts

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  • A Recession has now been “Technically” Confirmed in Canada: Now what? May 31, 2026
  • How to Start Investing When Your Budget Finally Has Room May 24, 2026
  • Is it Irresponsible to Take a Vacation in these Difficult Financial Times? May 17, 2026
  • How People Are Really Coping With Inflation: 6 Real Survival Strategies From Everyday Households May 10, 2026
  • What Smart People Do in January That Saves Them in April May 3, 2026
  • Top 10 Grocery Savings Tips (Without Coupon‑Hoarding) April 26, 2026

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