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Why Ignoring Bitcoin in 2025 Could Cost You More Than You Think

Posted on July 20, 2025July 18, 2025 by budgetsense

If you’re like me, not a day goes by without some reminder about the price of Bitcoin or a headline related to cryptocurrency developments. It’s almost unavoidable — especially if social media algorithms are feeding off your interest in Bitcoin and crypto-related news.

While I’m happily invested with a small position I bought in Bitcoin and Ethereum years ago, many others feel the sting every time they hear about Bitcoin’s price. It’s a constant reminder that they could have bought in when it was cheaper — which, aside from its notorious volatility, has been the case for much of the past decade. In other words, if you ignored Bitcoin in 2021 because you thought it was overpriced, all hype, or both, continuing to ignore it now in 2025 could make your regret in 2027 and beyond even more painful

The jury is still out on Bitcoin and other cryptocurrencies — including stablecoins — as viable long-term investments. Despite the total market value of Bitcoin and other digital assets reaching into the trillions and setting new highs seemingly every week, it’s still surprisingly difficult to find places that accept Bitcoin as a form of payment. In other words, while gold also isn’t typically used for everyday transactions, it still functions as a recognized reserve asset. Bitcoin, by contrast, is still struggling to define its practical role in the global economy.

So, does investing in cryptocurrencies simply come down to FOMO? You could say that — but there’s another way to look at it. While some, like Michael Saylor, go all in on crypto, you don’t have to. You can start with a small position — just in case.

With Bitcoin’s maximum supply capped at 21 million, its value is inherently tied to scarcity. The more popular and in-demand it becomes, the less available supply there is — which could drive prices higher. Think of it as an alternative reserve asset that you won’t touch for years or even decades.

That small investment — say $1,000 to $2,000 — might evaporate and become worthless… or it might turn into $100,000 or more. The point is, by putting in a small amount, you’ll protect yourself from the regret of watching Bitcoin skyrocket while sitting on the sidelines. And if it goes the other way? Oh well — it was a small risk to begin with.

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