Have you ever looked at your workplace pension or RRSP and felt like you were staring at a bowl of alphabet soup? Between “Active Portfolios,” “Target Date Funds,” and “Index Funds,” it’s easy to just click “Default” and hope for the best. That is exactly where I was. I had my balance spread across nearly…
If you’re new to the world of investing, you’ve likely encountered terms like index funds and ETFs, which have recently gained significant popularity. These are examples of “directed investments,” appealing for their hands-off approach, low costs, and other benefits. On the other hand, there is the traditional method of investing, where individuals research and select…