As it should be clear by now, our personal budget is a way of controlling our unlimited wants to match our limited incomes. We only have so much money to spend, save and enjoy. But what if your budget just can’t accommodate your excessive spending? So much so that your paycheck doesn’t cover your spending,…
What do the following 3 have in common? -eating your fruits and vegetables, and avoiding junk food-reading books and enriching your mind with positive thoughts-socializing and connecting with educated and knowledgeable friends If done holistically and on a consistent basis, these three will ensure the future version of you is a super one. One that…
Having spare change handy is not just about convenience, it can also help with saving money and limiting the potential of over-spending. Learn how this simple psychological trip can go a long wy
Financial efficiency is key to achieving financial freedom and climbing the wealth ladder, but it seems to be lost on many on what it means.
Finding good deals on vacation packages, flights and cruises can be time-consuming and stressful, but by following some easy tips, it’s possible to have the perfect vacation at the most affordable price possible.
In 2022, I implemented a resolution to cut down on junk food spending and save that money instead. I succeeded in sticking to my goal of only buying fast food once a week, resulting in 24.5 lbs weight loss and $625 savings. Better yet, I continued this success in 2023. This resolution proves that one effective decision can have a positive impact on multiple areas of life.
There are many powerful concepts in the personal finance literature to get you to financial freedom, but none are as important as that of paying yourself first (PYF)
Cryptocurrency and Bitcoin have become increasingly popular investment options for investors in the last few years. While some see them as a high-risk gamble, others may see them differently, as a potential opportunity for significant returns. So, should you consider cryptocurrency and Bitcoin when investing or as a way of diversifying your investment? First and…
Setting new year resolutions can be fun and complicated for some at the same time. Make it simple by setting one main goal and stick to it no matter what.
As inflation eats into our hard earned and saved money, it is time to fight back by making these simple but necessary cuts to our spending.