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Always, pay yourself first!

Being Selfish and Strict about this Habit will Guarantee you a very Wealthy Future and Financial Stability.

Posted on January 15, 2023January 22, 2023 by budgetsense

There are many powerful concepts in the personal finance literature to get you to financial freedom, but none are as important as that of paying yourself first (PYF)

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To invest or not to invest in Cryptocurrency: Is it time you considered Bitcoin and other digital currencies?

To invest or not to invest in Cryptocurrency: Is it time you considered Bitcoin and other digital currencies?

Posted on January 8, 2023May 1, 2023 by budgetsense

Cryptocurrency and Bitcoin have become increasingly popular investment options for investors in the last few years. While some see them as a high-risk gamble, others may see them differently, as a potential opportunity for significant returns. So, should you consider cryptocurrency and Bitcoin when investing or as a way of diversifying your investment? First and…

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achieve your financial goals for 2023 the easy way

Have one main SMART financial goal for 2023 and stick to it no matter what

Posted on January 2, 2023January 15, 2023 by budgetsense

Setting new year resolutions can be fun and complicated for some at the same time. Make it simple by setting one main goal and stick to it no matter what.

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Simple Budget Cuts you didn’t Think about which could Save you Thousands a Year

Posted on December 7, 2022January 2, 2023 by budgetsense

As inflation eats into our hard earned and saved money, it is time to fight back by making these simple but necessary cuts to our spending.

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Amazon Kindle E-Reader can save you time, space and money!

Money, Space, maybe even Time: Kindle E-Reader will Save you all Three!

Posted on November 17, 2022December 10, 2022 by budgetsense

While some people still prefer the look, smell and touch of flipping through a physical book and having that cozy home library feeling, a Kindle E-Reader has a lot of benefits when it comes to space, time and money you could save

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Why an emergency fund is so important and liberating!

2022 Showed me the Power of Emergency Savings and how Financially Empowering it is! 

Posted on August 27, 2022December 10, 2022 by budgetsense

We have all heard of an emergency fund, where you set a set amount money on the side to use for a rainy day and the unexpected, be it expensive car repairs, medical bills, home issues or anything else that you couldn’t have foreseen and would cost money to tackle. And while most probably have…

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Creating financial goals can help you get there easier, but there is an even better way!

Posted on February 15, 2022August 27, 2022 by budgetsense

One of my goals for 2022 is to get active with push-ups. To be more specific, I set to do 10 push-ups a day and increase that by 1 extra push-up per month. So for January, I started with 10 a day and I have since increased that to 11 a day for February. For…

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From a Midlife Crisis to a Midlife Investment: How One Reflective Moment Led to a Personal Decade of Financial Growth

Posted on January 30, 2022February 5, 2023 by budgetsense

On October 31, 2015, I celebrated my 35th birthday. That was also the year I had became a father for the first time. Needless to say, it was a year full of milestones, changes and things to reflect on. That evening, after having taken my 6 month old son to visit relatives for his first…

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My money motto: “what do you have to show for it?”

Posted on January 16, 2022January 15, 2022 by budgetsense

Have you ever had a job, stint or contract, which is long in the rear view mirror, which you are not only happy it is in the past, but was a bad experience? We have all had these jobs and experiences. But not appreciating that job is different from gaining something out of it: if…

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New Saving Idea for 2022: ‘Junk to Health to Wealth‘

Posted on January 7, 2022August 27, 2022 by budgetsense

I am no slave to junk food. I may eat it once or twice a week, sometimes with the family. But despite it not being a daily habit, it still goes a long way towards causing damage to both my pocket and health, especially with the rising prices for food of late. So for 2022,…

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