Category: General

You hear it all around you, cutbacks, austerity measures, new efficiency programs and other measures that are being implemented by companies and government worldwide. It is the new world we live in. World economies and finances are in the worst shape they have been in decades. It all started in 2008 with the US sub-prime…

Let me try and blend both the good news and bad news together: while  Canadian (and North American in general) food prices will continue to go up in 2012, the increases won’t be as large as the ones we saw in 2011. According to an article in the Toronto Star: “University of Guelph economists predict…

Our blog is 1 year old! Thank you for helping us get here. So, what have we (the bloggers and our readers) learnt? lots of things. Most importantly, things that will make a difference in your personal finance matters and at the end of the day put more money in your pocket. Most importantly, a…

It is early November and we are now less than 2 months away from Christmas, which is about enough time to do all your Christmas shopping. But instead of putting it all on your credit card this year like you have often done, why not start budgeting and saving for it from now? you have…

We all have our life mistakes and regrets. That crush you had on that girl in high school which you now look at as a waste of time. How about that decision to not finish high school? But what about your biggest financial mistakes, the ones that you have regretted till this day? We all…

Are we about to be hit with another recession and a global economic slowdown? many signs are leading us to believe this may be imminent. Regardless of what happens, it is better to be ready for something that won’t happen than not be ready when something bad does happen. You would like to think that people…

Before, it was about common sense and conventional wisdom. Now, it is has been proven through real research. According to a study published in the Journal of Consumer Research, shoppers are less likely to spend their money if they are carrying cash in large denominations. There is even a name for this social phenomenon: ‘denomination…