We all love the smell of a new car or the feeling of moving into a new house. But as a parent, there is no better feeling than that of having a new baby, especially if it is the first one in the family! Amid all the excitement and joy of having a new baby, parents…
Author: budgetsense
Are you the next Greece?
When we hear of Greece, images of beautiful beaches and islands come to mind, if not all the great philosophers it gave the world. Unfortunately, as of late, hearing the word ‘Greece’ instantly brings images of people protesting in the streets, youth rioting in front of the parliament in Athens and other images of chaos. …
Family Budgeting for a Happier Life
Should a married couple have one family budget or should each do it on their own? To begin with, it is best that we have a budget, period. As to the question of what is better, a combined or separate budgets, that is up for discussion. Best way to Budget as a Family Most families…
Back to school Budgeting for Students
We are one day away from a new school year and it is time to do away with summer habits and rituals. It is time to focus on school and studying. School nowadays, especially colleges and universities, cost a fortune and that requires a budgeting plan by students to survive it financially. Budgeting and Working…
Is your Credit Rating about to be Downgraded like the US? It doesn’t have to…
The financial world and the stock market have been rocked by the downgrading of the US credit rating by Standard and Poors. Given the poor state of the US economy and the government’s recent infighting to reach a consensus regarding the debt ceiling in a short time, have all spelled an end to the United States…
What the ‘Debt Ceiling Increase’ debacle in the US has Taught us
The on-going ‘debt ceiling ‘ crisis in the US is a great example of why we need to have a budget and live within our means. If the government of the United States of America-the most powerful government of the most powerful country on earth- can’t meet its financial obligations due to ever increasing spending,…
Foolish ways of Using your Credit Card
Here at Budget Sense, we almost always recommend against credit card usage, unless in extreme and desperate situations. But of course, credit cards can come in handy in certain situations. But they can also be abused by being used to buy things that just don’t justify the purchase. What are some foolish ways of using…
Want to become a Millionaire? Go Big, have Luck, be Patient and get Going!
Although a million dollar is not what it used to be, I say a million is a million, and it still sounds cool and very cha-chingy! Becoming a millionaire is still a dream for millions of us in this country and everywhere else you go-well, exception are those countries whose smallest denomination money starts at…
A New Generation of unconcerned Credit Card Spenders
I have an admission to make and please stop me if you have been guilty of this same feeling or thinking as well: there are times when I don’t feel an extreme rush or urgency to pay off my credit card balance simply because there is no visible harm being done. Accumulating interest rate? who cares,…
Duck for Cover, a New Global Recession May hit us Again but you can be Safe
Are we about to be hit with another recession and a global economic slowdown? many signs are leading us to believe this may be imminent. Regardless of what happens, it is better to be ready for something that won’t happen than not be ready when something bad does happen. You would like to think that people…