As inflation eats into our hard earned and saved money, it is time to fight back by making these simple but necessary cuts to our spending.
Author: budgetsense
Money, Space, maybe even Time: Kindle E-Reader will Save you all Three!
While some people still prefer the look, smell and touch of flipping through a physical book and having that cozy home library feeling, a Kindle E-Reader has a lot of benefits when it comes to space, time and money you could save
2022 Showed me the Power of Emergency Savings and how Financially Empowering it is!
We have all heard of an emergency fund, where you set a set amount money on the side to use for a rainy day and the unexpected, be it expensive car repairs, medical bills, home issues or anything else that you couldn’t have foreseen and would cost money to tackle. And while most probably have…
Creating financial goals can help you get there easier, but there is an even better way!
One of my goals for 2022 is to get active with push-ups. To be more specific, I set to do 10 push-ups a day and increase that by 1 extra push-up per month. So for January, I started with 10 a day and I have since increased that to 11 a day for February. For…
From a Midlife Crisis to a Midlife Investment: How One Reflective Moment Led to a Personal Decade of Financial Growth
On October 31, 2015, I celebrated my 35th birthday. That was also the year I had became a father for the first time. Needless to say, it was a year full of milestones, changes and things to reflect on. That evening, after having taken my 6 month old son to visit relatives for his first…
My money motto: “what do you have to show for it?”
Have you ever had a job, stint or contract, which is long in the rear view mirror, which you are not only happy it is in the past, but was a bad experience? We have all had these jobs and experiences. But not appreciating that job is different from gaining something out of it: if…
New Saving Idea for 2022: ‘Junk to Health to Wealth‘
I am no slave to junk food. I may eat it once or twice a week, sometimes with the family. But despite it not being a daily habit, it still goes a long way towards causing damage to both my pocket and health, especially with the rising prices for food of late. So for 2022,…
I was Determined not to Enjoy my Pay Increase
If you get a significant pay raise, what do you do with the extra money? Say you get a 10% raise or $5K, assuming that works out to $175-200 per pay. Do you just spend it? Do you allocate to a category in your budget? Or do you pretend like you never got it and…
Creative and Life Shaping Holiday Gift Ideas for Kids in the Family
Are you struggling with gift ideas for that kid who has everything already, at least materially speaking? have you already bought every LEGO set out there? If you have more than a few kids in the family, be it your own, nieces, nephews or your friends’ kids etc, then chances are you have already bought…
My Daily Walks Make me Healthy, but even more Wealthy
My daily walks are more than for health reasons, they help me get wealthy and learn on the way too….