While recently reading a book about AI, one quote immediately caught my attention: “Ultimately, it wasn’t the pizza or the technology that turned Domino’s around; it was the leadership. Without strong leadership, the brand was plummeting like a rock.”— The AI-Driven Leader: Harnessing AI to Make Faster, Smarter Decisions by Geoff Woods Before diving into…
Your mortgage renewal is not just paperwork – it’s a powerful financial checkpoint. With rates having climbed significantly in recent years-and come down a bit of late-, automatically accepting your lender’s first offer is one of the most expensive mistakes you can make. Taking the time to review your options could save you thousands over…
We’re less than four weeks away from a new year. Yes, 2025—despite feeling like it started yesterday—is almost over, and 2026 is around the corner. Before long, 2026 will turn into 2027, and the cycle continues. The goal of this post isn’t to stress about how fast time moves, but to help you do a…
Who Really Deserves a Christmas Gift? That friendly crossing guard who helps your child get to school safely – does he deserve a Christmas gift? What about your condo’s security and mail team? Your coworkers? Your boss? Your barber? You get the idea. Throughout the year, you interact with many people – sometimes hundreds. So…
I am an avid podcast listener, and “We Study Billionaires – The Investor’s Podcast Network” happens to be one of my favorites, for all things to do with investing and analyzing the personalities and character of great investors. One of their recent episodes caught my attention, and I decided to make notes and share my…
Did you notice the recent downward trend in gas prices in Toronto—and across Canada in general? Ever since the Liberal government decided to remove the consumer carbon tax on gas, prices have been trending downward. In fact, despite periods of significant volatility, the price of gasoline in Toronto has dropped by 26.7 cents per litre…
Can you manage your debt without knowing how much you owe?Sure — but you won’t get anywhere. You’ll just keep spinning your wheels. Recently, a friend asked me for help with his family’s growing debt and wanted to find better, more aggressive ways to eliminate it faster. Their total debt was around $60,000, spread across…
Amazon was one of the first high profile tech company to come out and announce plans for big layoffs to their workforce. As if not to want to come out first, and Amazon having cut the tension, other companies came out shortly after, including UPS with close to 50K job cuts. GM, Target and Paramount…
While most people focus on “paying bills” or “saving money,” a budget offers several psychological and strategic advantages that are rarely discussed in personal finance literature. Drawing from years of personal finance writing and experience, here are four unconventional reasons why a budget is your most powerful tool: 1. It Eliminates “Decision Fatigue” Every day,…
Today is October 19, and while we still have Halloween and U.S. Thanksgiving to get through, Christmas is just over two months away — about nine weeks, to be exact. Let’s break it down further: that’s roughly 4–5 more paychecks for most people, assuming a bi-weekly schedule. Why am I breaking down how many months,…