One of the dominant traits of wealthy and financially successful people is that they don’t care what others are doing, nor do they go out of their way to try and financially impress their friends and peers. If anything, their very success is often built on doing things with their heads down, nothing flashy, and…
Let’s face it—budgeting isn’t for everyone. No matter how much you preach its benefits, some people will never follow or practice it. To many, it’s boring, restrictive, and just not sexy enough. Honestly, I’m sure some would rather go bankrupt than follow a spreadsheet that tells them how much they can spend and where. Want…
As I stood in the express checkout line at Walmart the other day, tapping my card and quickly making my way out, it hit me. Credit cards have made life a lot easier, more convenient, and even more enjoyable. You can buy what you want—even when you don’t have cash on hand—and delay payment until…
So you finally did it: after years of diligently and painstakingly paying to reduce your $15,000+ credit card balance, you have finally done it. To say that the weight lifted off your back is huge is an understatement! There is only one problem: this balance was incurred after having already paid a similar balance a…