As it should be clear by now, our personal budget is a way of controlling our unlimited wants to match our limited incomes. We only have so much money to spend, save and enjoy. But what if your budget just can’t accommodate your excessive spending? So much so that your paycheck doesn’t cover your spending,…
Tag: save money
Maximize Your Savings with Spare Change: A Psychological Trick to Avoid Over-Spending
Having spare change handy is not just about convenience, it can also help with saving money and limiting the potential of over-spending. Learn how this simple psychological trip can go a long wy
Unleash the Power of Financial Efficiency: Cut Your Wasteful Spending, while Maximizing your Savings and Wise Spending
Financial efficiency is key to achieving financial freedom and climbing the wealth ladder, but it seems to be lost on many on what it means.
Want the Perfect Vacation without Breaking the Bank? Master the Art of Finding the Best Deals on Travel
Finding good deals on vacation packages, flights and cruises can be time-consuming and stressful, but by following some easy tips, it’s possible to have the perfect vacation at the most affordable price possible.
One Resolution for 2022 Transformed My Health and Wealth in a Huge Way – Discover How I Kept My Weight in Check and Saved $625 in One Year
In 2022, I implemented a resolution to cut down on junk food spending and save that money instead. I succeeded in sticking to my goal of only buying fast food once a week, resulting in 24.5 lbs weight loss and $625 savings. Better yet, I continued this success in 2023. This resolution proves that one effective decision can have a positive impact on multiple areas of life.
Being Selfish and Strict about this Habit will Guarantee you a very Wealthy Future and Financial Stability.
There are many powerful concepts in the personal finance literature to get you to financial freedom, but none are as important as that of paying yourself first (PYF)
Simple Budget Cuts you didn’t Think about which could Save you Thousands a Year
As inflation eats into our hard earned and saved money, it is time to fight back by making these simple but necessary cuts to our spending.
Money, Space, maybe even Time: Kindle E-Reader will Save you all Three!
While some people still prefer the look, smell and touch of flipping through a physical book and having that cozy home library feeling, a Kindle E-Reader has a lot of benefits when it comes to space, time and money you could save
Creating financial goals can help you get there easier, but there is an even better way!
One of my goals for 2022 is to get active with push-ups. To be more specific, I set to do 10 push-ups a day and increase that by 1 extra push-up per month. So for January, I started with 10 a day and I have since increased that to 11 a day for February. For…
From a Midlife Crisis to a Midlife Investment: How One Reflective Moment Led to a Personal Decade of Financial Growth
On October 31, 2015, I celebrated my 35th birthday. That was also the year I had became a father for the first time. Needless to say, it was a year full of milestones, changes and things to reflect on. That evening, after having taken my 6 month old son to visit relatives for his first…