There are many powerful concepts in the personal finance literature to get you to financial freedom, but none are as important as that of paying yourself first (PYF)
Tag: money waste
Simple Budget Cuts you didn’t Think about which could Save you Thousands a Year
As inflation eats into our hard earned and saved money, it is time to fight back by making these simple but necessary cuts to our spending.
New Saving Idea for 2022: ‘Junk to Health to Wealth‘
I am no slave to junk food. I may eat it once or twice a week, sometimes with the family. But despite it not being a daily habit, it still goes a long way towards causing damage to both my pocket and health, especially with the rising prices for food of late. So for 2022,…
Netflix, Starbucks, Amazon: the axis of time, money and space misuse
From Wedding to Honeymoon: The Importance of Budgeting and Saving for Life’s Special Moments
It has been some time since I last wrote anything here and that is due to big changes that happened in my life recently : I am now a married man! My wedding was in mid August and that was followed by an exciting and lovely honeymoon in Europe, which included 4 day stay in…
Unlock the Secret to Affording Your Dream Vacation or that Big Purchase!
In your budget, a ‘savings’ category is essential for emergencies or general savings. But what if you want to purchase something pricey, like a vacation or new furniture? Instead of dipping into savings, create a new category dedicated to the specific item…