When was the last time you said to yourself: ‘I am spending too much; I better start saving’? On the other hand, when was the last time you said to yourself: ‘Man, I am saving too much money and need to start spending more’? The first question is not only more likely for the vast…
Category: Saving
Is Your Trip to Costco Costing You More Money Than You Realize?
It is a familiar scene we have all come to experience while visiting Costco at one point or another: people pushing carts full of food and other items, barely able to push them due to how loaded they are. In fact, many of us have likely seen some with two carts, as if they are…
From $1 to $2,756: The Surprisingly Simple Savings Challenge for 2024
Have you fallen off and given up on your 2024 resolutions yet? Whether you have or not, we have an easy challenge for you to follow, even if the year is already close to one month old. In fact, it’s a good idea to start this one now to get back on track in case…
2024 Financial Boost: Unleash the Power of This Simple Strategy!
There is one extremely simple strategy you can use to get you up and running early in the new year, while giving your financial confidence and momentum a huge boost. The strategy is to commit to saving for something new, even if the saving goal is simple. For example, you can commit to a new…
Revealing the Savings Secret: From Joy to Addiction, the Psychology Behind Building Wealth
Have you experienced the exhilarating emotion of saving money, discovering that it’s not just joyous but can become borderline addictive? The journey begins with the initial thrill of saving, and as your consistency grows, witnessing your savings increase becomes an addictive delight, pushing you to strive for even greater financial milestones. Interestingly, as your savings…
Meet the Meticulosumers: The Ones Who Find Reasons Not to Buy
We’ve all encountered the idea of sleeping on a decision before making a purchase or committing to a significant financial investment. Many of us have found ourselves caught in the ‘buyer’s remorse’ conundrum, regretting a decision shortly after making a purchase. But how about going out of your way to find a reason not to…
The Simple Advice that made the Ultimate Difference for my Friend and Turned his Life around.
Your life or someone’s life may just be one advise or lesson away from being completely different. When it comes to financial management and freedom, never shy away from advising others, or accepting advise from someone else, as obvious as the advise may be
Embracing High Mileage: 2 Cars, 580K Kilometers, and 26 Years of Dependable Service
In our household, we proudly own two cars. The first, a 2008 model, has clocked in at a whopping 250,000+ KMs. The second, a 2012 model, boasts an impressive total mileage of over 327,000 KMs. Now, if you’re struggling to wrap your head around just how substantial those mileage numbers are, let’s dive into the…
Frugality Knows No Wealth: What the Super Rich Can Teach Us About Money Management
We often associate frugality with individuals on mid to lower incomes, specifically those on tight budgets or who have lost their jobs, and so on. But what if I told you that even the super rich – those in the top 0.1% of income and wealth – practice it and are not ashamed about it?…
Forget Stocks! Why Now Is the Ideal Time to Invest and Let Your Money Grow for a Year or More
The current financial landscape offers a unique blend of opportunities and challenges. While soaring interest rates may pose concerns for mortgage holders, they also bring a silver lining in the form of historically high savings account rates.