Who Really Deserves a Christmas Gift? That friendly crossing guard who helps your child get to school safely – does he deserve a Christmas gift? What about your condo’s security and mail team? Your coworkers? Your boss? Your barber? You get the idea. Throughout the year, you interact with many people – sometimes hundreds. So…
Having lived in our current house for nearly a quarter of a century, we’ve reached a point where we need a full-scale renovation. From top to bottom—starting with paint, tiles, flooring, windows, blinds, trims, bathrooms, kitchen—you name it, it likely needs renovation. If you find yourself in a similar situation, and assuming time and money…
As we close out the year, it’s time to reflect on the lessons that shaped my financial journey. Over the course of 52 weeks, I’ve uncovered practical, transformative insights—from boosting savings to mastering passive income. Here’s a roundup of the most valuable lessons that can help you level up your financial game in 2024. (also,…
The holidays are officially over, and it is time to get back to routine, work, school, saving money and paying off debt accumulated last few weeks. As we do every year, we spent December acting as personal charity with our time and money, giving to family and friends, helping those in need, attending parties and…
We covered a lot in 2023 – from budgeting and paying down debt to forming good financial habits, addressing inflation, discovering new ways to save, and much more. With so much valuable information throughout the year, it might be a lot to digest. If you missed our posts or prefer a quick crash course, we’ve…
Decluttering your home and selling unwanted stuff can be a win-win situation. Not only will you make some extra cash, but you will also create valuable space and eliminate the accumulation of unused junk
Setting new year resolutions can be fun and complicated for some at the same time. Make it simple by setting one main goal and stick to it no matter what.
If 2020 was defined by a pandemic and lock-down, and nothing else for you, you still have time to make 2021 better and more productive year. Start by set some goals or even short term objectives.
Time is a very crucial concept when it comes to saving money and paying off debt. It could be your friend or enemy, depending on how much of it (time) you have. Generally and simply put, the more time you have, the more you are able to save money and pay off debt. Having said…
There is no denying that we have officially-some time ago actually-entered an unchartered territory for Canadian real estate prices. Prices for houses and condos are through the roof. They are up some 10% in just the last 12 months which is quiet amazing! Some of these price increases are fueled by competition and price wars. Others…