This is arguably the quickest and easiest money-saving activity you can do. It literally takes just one second to check the ‘FGPNow!’ app on my iPhone to see where gas prices are heading for the next day. If you often find yourself asking, “Where are gas prices heading tomorrow?” or “Should I fill up today…
Month: March 2011
Budget Turbulences and how to Control them
We all face unexpected expenses from time to time—whether it’s treating out-of-town friends to dinner or indulging in a spontaneous shopping spree. Such splurges can quickly blow your ‘personal and pleasure’ budget for the week, leaving you financially strained before your next paycheck. But don’t panic. Here’s how you can manage and regain control when…
The Secret Financial Upside of Donations: How to Budget for Maximum Impact
When creating your first budget, remember it’s not the final version—revisions will be necessary as you go along. One crucial aspect often overlooked initially is donations. Donations not only support others but also offer tax benefits, lowering your taxable income or increasing your tax refund. It’s essential to include them in your budget. Beyond RRSPs,…
Slash Prices, Boost Savings: The Ultimate Guide to Smart Shopping
Inflation? what inflation? It’s surprising to see people still paying full price for items like electronics, cars, clothing, and books. In many cases, individuals are not only paying full price but also premium rates. With intense competition from businesses today, especially for non-essential items (excluding gas and electricity), there’s no need to pay full price…
Secrets to Financial Success: Boost Your Income and Slash Your Expenses
The ultimate goal of your budget is to have money left over after covering all your expenses. To achieve this, you need to maximize your income and minimize your expenses. Here’s how: Minimizing Your Expenses Maximizing Your Income These are just a few examples of how to minimize expenses and maximize your income. While it…
How to Properly Absorb the Current High Gas Prices Shock?
The ongoing uprisings in the Middle East, with the most recent and dangerous conflict now raging in Libya, have caused gas prices to surge by approximately 7 cents per liter in just a few days. This translates to an additional $5 or so for each fill-up. While this increase may not be life-changing for some,…