Couple of birthdays, a mini road trip, and two weddings—all within a span of two weeks. These events seemed determined to conspire against our wallet. Well, except that we had anticipated them months in advance and tried to factor them into our budget. Did we succeed, or did we mess things up? For the most…
The 50/30/20 finance ratio – or a way to budget – is something we talked about last year, where you dedicate 50% of your income to needs, 30% to wants and the remaining 20% goes towards your savings and investments. This breakdown is simple, effective, and ensures that your essentials, lifestyle choices, and future financial…