By guest columnist, Callum M., WealthRadiant.com If your budget finally has room for investing, the best first move is not to chase the hottest stockor open every account at once. The better move is to turn that new breathing room into a simplesystem: protect your cash flow, choose the right account, and invest a small…
There’s something seductive about timing the market. Waiting for the perfect dip. Holding cash for the “inevitable crash.” Believing you’ll buy right before the rebound. I used to think that way. In fact, I managed to pull it off more than once, scoring some great deals that I continue to hold till this day, and…
Have you ever looked at your workplace pension or RRSP and felt like you were staring at a bowl of alphabet soup? Between “Active Portfolios,” “Target Date Funds,” and “Index Funds,” it’s easy to just click “Default” and hope for the best. That is exactly where I was. I had my balance spread across nearly…
Is it just me, or have mutual funds become virtually irrelevant and rarely talked about of least? At least to veteran, seasoned or those in the FIRE movement. To fill the void, ETFs have become all the rage in the world of investing. Exchange Traded Funds (ETFs) are similar to mutual funds, but the big…
Last week, I wrote about how a simple switch of insurance providers has helped me save $100 per month. This week, and as promised in my aforementioned article, I am going to cover in more details about how I am spending this saved money. While $100 may not seem like a lot to some, when…
I will never forget the day I used ChatGPT for the first time, shortly after its release in late November 2022. I asked it a seemingly simple question: ‘What date was 900 days ago?’ As a new tool, it was reasonable to expect it to handle such a basic query. However, it fumbled the answer…
When was the last time you said to yourself: ‘I am spending too much; I better start saving’? On the other hand, when was the last time you said to yourself: ‘Man, I am saving too much money and need to start spending more’? The first question is not only more likely for the vast…
Getting started is better than waiting for perfection or never starting at all. When I first ventured into investing around 2009, I didn’t possess much knowledge, but I was eager to begin and gain some experience. It turned out to be a challenging start, marked by various mistakes that ultimately contributed to my growth as…