When carrying a large balance, all we care about is making as many big payments towards the balance as possible. We don’t stop to think: “this $100 covers that purchase at the mall 3 weeks ago” or “this $250 goes towards paying back portion of that vacation we took back in July” . All we…
How do you achieve financial freedom and independence? Should you sacrifice it all now in order to have a better life down the road? Truth of the matter is, you can actually do both! The key is to balance aggressive saving with intentional spending to live your life while building for the future. In a…