How do you achieve financial freedom and independence? Should you sacrifice it all now in order to have a better life down the road? Truth of the matter is, you can actually do both! The key is to balance aggressive saving with intentional spending to live your life while building for the future. In a…
If given the choice, would you rather achieve financial security, freedom or security? If you are a bit confused and not sure which one to choose, don’t worry, most people are. In fact, we think all these represent one and the same concept of being financially set. And while that may be true, there is…
It had been sitting on my Kindle shelf for years, but I never got around to reading it until this year. Grant Cardone’s book “The 10X Rule: The Only Difference Between Success and Failure” is one of the best personal development books I have read. I regret putting it off for so many years while…
Last week, I wrote about how a simple switch of insurance providers has helped me save $100 per month. This week, and as promised in my aforementioned article, I am going to cover in more details about how I am spending this saved money. While $100 may not seem like a lot to some, when…
Many of us can relate to this scenario: after diligently paying off our credit card debt, we feel a surge of relief and accomplishment. However, it’s disheartening to see our debt slowly creep back up over time, ultimately leading us to realize that we’re on the verge of starting the debt repayment journey all over…
As I was reading Meta’s impressive and out-of-this world earning numbers, few things came to mind: Why didn’t I invest in Meta’s shares two years ago when it was still called Facebook, with prices ranging from $90 to $210? I did consider it then, but hesitation and various factors held me back. It’s a significant…
When life throws you a fast curveball, having a strong “why” will help you stay focused and resilient, enabling you to adapt and keep moving forward with determination and purpose.
Financial efficiency is key to achieving financial freedom and climbing the wealth ladder, but it seems to be lost on many on what it means.
Talk about budgeting, and some people envision a restrictive “financial diet” that saps the joy out of life. They picture endless spreadsheets and deprivation. But this couldn’t be further from the truth! Budgeting is about taking control of your finances, not becoming a slave to them. It’s about organizing your spending so you can actually…