If I only bought Bitcoin 10 years ago…What if I had bought Tesla or Amazon stock a decade ago?How much money would I have today if I had saved just $100 from every paycheck and increased it by $100 each year? We’ve all played this game of “what if.”It’s easy to imagine a better financial…
Tag: Financial Discipline
Want to Be a Millionaire by 40? Here’s a Brutally Simple Formula
Imagine you’re in your early 20s, having just finished your higher education, when a wise friend approaches you and says: “I know a somewhat easy — but not simple — way to become a millionaire. If you save and invest $1,000 biweekly for the next 20 years, assuming a 7% average return, you’ll hit that…
Financial Stability in Turbulent Times: Are You Ready?
Recently, life got chaotic—to put it mildly. Different family members got sick, some were hospitalized—more than once—and almost everything that could go wrong did go wrong. In other words, it felt like Murphy’s Law was in full effect. When life goes sideways like this, the last thing on your mind is money, finances, or whether…
Frugality Knows No Wealth: What the Super Rich Can Teach Us About Money Management
We often associate frugality with individuals on mid to lower incomes, specifically those on tight budgets or who have lost their jobs, and so on. But what if I told you that even the super rich – those in the top 0.1% of income and wealth – practice it and are not ashamed about it?…
Budget Turbulences and how to Control them
We all face unexpected expenses from time to time—whether it’s treating out-of-town friends to dinner or indulging in a spontaneous shopping spree. Such splurges can quickly blow your ‘personal and pleasure’ budget for the week, leaving you financially strained before your next paycheck. But don’t panic. Here’s how you can manage and regain control when…
The Truth Behind Your Friends’ Lavish Lifestyle: What They Don’t Want You to Know
Your friends and coworkers are buying new cars, taking vacation after vacation, and seem to afford anything they desire. You, on the other hand, struggle to find the money even for affordable items. Why are your friends and others around you able to afford these luxuries while you can’t? Some of these people aren’t even…





