As I stood in the express checkout line at Walmart the other day, tapping my card and quickly making my way out, it hit me. Credit cards have made life a lot easier, more convenient, and even more enjoyable. You can buy what you want—even when you don’t have cash on hand—and delay payment until…
So you finally did it: after years of diligently and painstakingly paying to reduce your $15,000+ credit card balance, you have finally done it. To say that the weight lifted off your back is huge is an understatement! There is only one problem: this balance was incurred after having already paid a similar balance a…