Recently, my mortgage came up for renewal and in my shopping to find the best rate and term possible, I noticed a common pattern or trend: banks are now promoting HELOC as a one stop solution for all your borrowing needs – including mortgages – rather than giving you a traditional mortgage that is only…
Tag: Credit
Investing 101: What NOT to Do (Based on My Painful Experience)
Getting started is better than waiting for perfection or never starting at all. When I first ventured into investing around 2009, I didn’t possess much knowledge, but I was eager to begin and gain some experience. It turned out to be a challenging start, marked by various mistakes that ultimately contributed to my growth as…

