The world of investing has been undergoing a major overhaul in the last few years, making it easier for more and more people to get into the markets, build wealth, and take control of their financial futures. With innovations in technology, the rise of low-cost brokerage platforms, and an ever-growing range of investment options, opportunities…
If you’re like me, not a day goes by without some reminder about the price of Bitcoin or a headline related to cryptocurrency developments. It’s almost unavoidable — especially if social media algorithms are feeding off your interest in Bitcoin and crypto-related news. While I’m happily invested with a small position I bought in Bitcoin…
Few things in life are guaranteed: death, taxes (in most places), experiencing all four seasons (again, in most places), and the stock market crashing every few years. We are currently in one of those cycles—this time, driven by the Trump tariffs. The market is experiencing wild swings, mostly trending downward, occasionally interrupted by brief upswings—often…
Is it just me, or have mutual funds become virtually irrelevant and rarely talked about of least? At least to veteran, seasoned or those in the FIRE movement. To fill the void, ETFs have become all the rage in the world of investing. Exchange Traded Funds (ETFs) are similar to mutual funds, but the big…
Following from our recent article on must-know financial and investing phrases, we have 20 more popular phrases in the world of investing and personal finance. Know and master these if you want to elevate your level of wealth and reach financial freedom faster. To some, these may just words or beautiful quotes. To the financially…
There are a lot of numbers, formulas and ratios in personal finance, and one that you have likely heard of is the 60/40 portfolio or investment strategy. This is a type of investment strategy that allocates 60% of the portfolio to stocks (equities) and 40% to bonds (fixed income). This approach strives to balance the…
It is almost a cornerstone of my investment philosophy, at least for now and over the past few years: I virtually never touch a stock that doesn’t pay a dividend. In fact, not just any dividend—it has to be a good one, with a yield of at least 4% to 6%. This approach has worked…
If you want to enjoy your journey in personal finance, it is to keep things simple and focused on clear, achievable goals that align with your vision of financial freedom. With that being the case and in my effort to simplify my dividend investment plan, I have done the hard math to be able to…
When it comes to investing, things can quickly get complicated, or you can choose to keep it simple. One way to simplify investing is by opting for index funds, which have been gaining popularity over the last two decades. However, even index fund investing can become overwhelming when faced with the task of choosing from…
In a previous post from September, we covered some famous adages and sayings from the world of personal finance. In this post, we go over other adages and sayings, but this time from the world of investing. These timeless investment adages serve as guiding principles, offering simple yet profound advice for navigating the complexities of financial markets. Each saying offers a unique perspective, but together, they emphasize the importance of discipline, patience, and an informed approach to investing. Integrating these principles into your own strategy might not guarantee success, but they provide a solid foundation for making smarter, more resilient financial decisions. Remember, investing is a journey, and the best strategies are those aligned with your financial goals, risk tolerance, and market understanding.