The holidays are officially over, and it is time to get back to routine, work, school, saving money and paying off debt accumulated last few weeks. As we do every year, we spent December acting as personal charity with our time and money, giving to family and friends, helping those in need, attending parties and…
We covered a lot in 2023 – from budgeting and paying down debt to forming good financial habits, addressing inflation, discovering new ways to save, and much more. With so much valuable information throughout the year, it might be a lot to digest. If you missed our posts or prefer a quick crash course, we’ve…
Decluttering your home and selling unwanted stuff can be a win-win situation. Not only will you make some extra cash, but you will also create valuable space and eliminate the accumulation of unused junk
Setting new year resolutions can be fun and complicated for some at the same time. Make it simple by setting one main goal and stick to it no matter what.
If 2020 was defined by a pandemic and lock-down, and nothing else for you, you still have time to make 2021 better and more productive year. Start by set some goals or even short term objectives.
Time is a very crucial concept when it comes to saving money and paying off debt. It could be your friend or enemy, depending on how much of it (time) you have. Generally and simply put, the more time you have, the more you are able to save money and pay off debt. Having said…
There is no denying that we have officially-some time ago actually-entered an unchartered territory for Canadian real estate prices. Prices for houses and condos are through the roof. They are up some 10% in just the last 12 months which is quiet amazing! Some of these price increases are fueled by competition and price wars. Others…
You hear it all around you, cutbacks, austerity measures, new efficiency programs and other measures that are being implemented by companies and government worldwide. It is the new world we live in. World economies and finances are in the worst shape they have been in decades. It all started in 2008 with the US sub-prime…
Let me try and blend both the good news and bad news together: while Canadian (and North American in general) food prices will continue to go up in 2012, the increases won’t be as large as the ones we saw in 2011. According to an article in the Toronto Star: “University of Guelph economists predict…
Our blog is 1 year old! Thank you for helping us get here. So, what have we (the bloggers and our readers) learnt? lots of things. Most importantly, things that will make a difference in your personal finance matters and at the end of the day put more money in your pocket. Most importantly, a…