As we close out the year, it’s time to reflect on the lessons that shaped my financial journey. Over the course of 52 weeks, I’ve uncovered practical, transformative insights—from boosting savings to mastering passive income. Here’s a roundup of the most valuable lessons that can help you level up your financial game in 2024. (also,…
If you want to enjoy your journey in personal finance, it is to keep things simple and focused on clear, achievable goals that align with your vision of financial freedom. With that being the case and in my effort to simplify my dividend investment plan, I have done the hard math to be able to…
As the year winds down, I’ve been reflecting on my podcast journey. This year, much like 2023, I immersed myself in the world of podcasts, tuning into 150+ different shows and racking up a total of over 1,450 episodes. Assuming an average episode length of 30 minutes, that’s 725 hours of listening—nearly a full month…
Do you feel like you are getting old without much to show for it in terms of wealth building or retirement savings? This is a fear that increasingly more and more people are starting to feel, especially those approaching their 50s or 60s. One way to avoid feeling fear and be as financially ready as…
When it comes to investing, things can quickly get complicated, or you can choose to keep it simple. One way to simplify investing is by opting for index funds, which have been gaining popularity over the last two decades. However, even index fund investing can become overwhelming when faced with the task of choosing from…
My older child seems to want it all—whether it’s food, toys, online games, or school expenses, you name it, he wants it and thinks money is in infinite supply. Recently, we returned from an amazing cruise vacation, which also included some wonderful time in Florida, visiting the incredible Universal Orlando parks and having an overall…
You may not realize it, but your choice to commit to an expensive annual gym membership or to take on a $500 monthly car payment for a new vehicle could be tied to one factor: not getting enough sleep! While other influences affect decision-making, sleep is high on the list. After all, there’s a reason…
Have you ever been in this situation? You’re making steady progress, regularly paying down a significant debt. But then, your last big payment of $450 was essentially neutralized by your annual $450 gym membership. In other words, you took one big step forward, only to take another right back. Sure, you need your gym membership,…
In a previous post from September, we covered some famous adages and sayings from the world of personal finance. In this post, we go over other adages and sayings, but this time from the world of investing. These timeless investment adages serve as guiding principles, offering simple yet profound advice for navigating the complexities of financial markets. Each saying offers a unique perspective, but together, they emphasize the importance of discipline, patience, and an informed approach to investing. Integrating these principles into your own strategy might not guarantee success, but they provide a solid foundation for making smarter, more resilient financial decisions. Remember, investing is a journey, and the best strategies are those aligned with your financial goals, risk tolerance, and market understanding.
We recently returned from an incredible vacation, spending a week aboard the stunning Wonder of the Seas by Royal Caribbean, along with a few days exploring Florida before and after the cruise. While in Florida, we were fortunate to enjoy some beautiful beaches, explore Universal Orlando’s Islands of Adventure and Volcano Bay, and even had…