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Author: budgetsense

52 Valuable Money and Wealth Lessons we learnt on this blog in 2023 that will completely change your life

Posted on December 31, 2023December 29, 2023 by budgetsense

We covered a lot in 2023 – from budgeting and paying down debt to forming good financial habits, addressing inflation, discovering new ways to save, and much more. With so much valuable information throughout the year, it might be a lot to digest. If you missed our posts or prefer a quick crash course, we’ve…

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Revealing the Savings Secret: From Joy to Addiction, the Psychology Behind Building Wealth

Posted on December 24, 2023December 20, 2023 by budgetsense

Have you experienced the exhilarating emotion of saving money, discovering that it’s not just joyous but can become borderline addictive? The journey begins with the initial thrill of saving, and as your consistency grows, witnessing your savings increase becomes an addictive delight, pushing you to strive for even greater financial milestones. Interestingly, as your savings…

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Rate Yourself: How Do You Know if this year Was a Good Financial Year for You?

Rate Yourself: How Do You Know if 2023 Was a Good Financial Year for You?

Posted on December 17, 2023December 13, 2023 by budgetsense

Whoosh! That sure went by so fast! With just over two weeks to go in this year, it is time to do a self-review to see how you did this year, how your managed your money and whether you came ahead or not? How do you do this? One easy way to start is to…

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Turning Inflation into Opportunity: A Personal Journey to Wealth and Health Amid Rising Prices

Posted on December 10, 2023December 7, 2023 by budgetsense

Was my app glitching when the price shown on the screen was just over $12? It wasn’t unfortunately, as a McDonald’s 10 chicken nuggets meal does indeed cost that much, effectively what two burger meals would have cost a few years ago. Or how about my shock when a chicken sandwich combo for my son…

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One thing I will not be doing with any upcoming Pay Hike : Beyond Immediate Gratification

Posted on December 3, 2023December 2, 2023 by budgetsense

Salary increases are indeed a blessing that I never take for granted, especially in today’s uncertain economic times where job security is a luxury. Receiving a salary increase feels like a bonus, and even though there’s no assurance of it, I’ve already planned how to utilize any potential increase. Firstly, I won’t be frivolously spending…

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Meet the Meticulosumers: The Ones Who Find Reasons Not to Buy

Posted on November 26, 2023November 26, 2023 by budgetsense

We’ve all encountered the idea of sleeping on a decision before making a purchase or committing to a significant financial investment. Many of us have found ourselves caught in the ‘buyer’s remorse’ conundrum, regretting a decision shortly after making a purchase. But how about going out of your way to find a reason not to…

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Having a home gym has changed my life

Having a Home GYM has Changed my Life in Unimaginable Ways

Posted on November 19, 2023December 28, 2023 by budgetsense

Transforming my life, one step at a time – my decision to create a home gym has been a financial and time-saving revelation. Beyond the obvious benefits of cost-cutting and time efficiency, the home gym has become my sanctuary, offering health and fitness on demand. No more excuses, just a few steps away from stress relief or a quick workout. While not perfect, it does the job for my needs, making it a convenient and indispensable addition to my routine

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From ‘Why’ to Wealth: A Surprising Path to Financial Freedom

Posted on November 12, 2023November 2, 2023 by budgetsense

When life throws you a fast curveball, having a strong “why” will help you stay focused and resilient, enabling you to adapt and keep moving forward with determination and purpose.

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The Simple Advice that made the Ultimate Difference for my Friend and Turned his Life around.

Posted on November 5, 2023October 30, 2023 by budgetsense

Your life or someone’s life may just be one advise or lesson away from being completely different. When it comes to financial management and freedom, never shy away from advising others, or accepting advise from someone else, as obvious as the advise may be

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How to Talk to Your Money as if it is your Baby: The Surprising Connection to Financial Success

Posted on October 29, 2023October 27, 2023 by budgetsense

How do you talk a baby? You talk nicely and gently but also make sure your language is clear and repeated at times. That is how money works. We need to be careful with our language and approach it so we can establish a pattern and a relationship with money. In the long term, this…

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