Have you fallen off and given up on your 2024 resolutions yet? Whether you have or not, we have an easy challenge for you to follow, even if the year is already close to one month old. In fact, it’s a good idea to start this one now to get back on track in case…
Tag: budgeting
Be Selfless in December and Selfish in January
The holidays are officially over, and it is time to get back to routine, work, school, saving money and paying off debt accumulated last few weeks. As we do every year, we spent December acting as personal charity with our time and money, giving to family and friends, helping those in need, attending parties and…
52 Valuable Money and Wealth Lessons we learnt on this blog in 2023 that will completely change your life
We covered a lot in 2023 – from budgeting and paying down debt to forming good financial habits, addressing inflation, discovering new ways to save, and much more. With so much valuable information throughout the year, it might be a lot to digest. If you missed our posts or prefer a quick crash course, we’ve…
Revealing the Savings Secret: From Joy to Addiction, the Psychology Behind Building Wealth
Have you experienced the exhilarating emotion of saving money, discovering that it’s not just joyous but can become borderline addictive? The journey begins with the initial thrill of saving, and as your consistency grows, witnessing your savings increase becomes an addictive delight, pushing you to strive for even greater financial milestones. Interestingly, as your savings…
One thing I will not be doing with any upcoming Pay Hike : Beyond Immediate Gratification
Salary increases are indeed a blessing that I never take for granted, especially in today’s uncertain economic times where job security is a luxury. Receiving a salary increase feels like a bonus, and even though there’s no assurance of it, I’ve already planned how to utilize any potential increase. Firstly, I won’t be frivolously spending…
Meet the Meticulosumers: The Ones Who Find Reasons Not to Buy
We’ve all encountered the idea of sleeping on a decision before making a purchase or committing to a significant financial investment. Many of us have found ourselves caught in the ‘buyer’s remorse’ conundrum, regretting a decision shortly after making a purchase. But how about going out of your way to find a reason not to…
From ‘Why’ to Wealth: A Surprising Path to Financial Freedom
When life throws you a fast curveball, having a strong “why” will help you stay focused and resilient, enabling you to adapt and keep moving forward with determination and purpose.
The Simple Advice that made the Ultimate Difference for my Friend and Turned his Life around.
Your life or someone’s life may just be one advise or lesson away from being completely different. When it comes to financial management and freedom, never shy away from advising others, or accepting advise from someone else, as obvious as the advise may be
Smart Shopping for Big Ticket Items: Price vs. Value and Tips for Maximizing Benefits
When it comes to making substantial investments in big ticket items, a thoughtful and informed approach can make all the difference. Balancing cost considerations with the long-term value, warranties, and reviews can help you find the perfect fit for your needs and budget.
5 Simple Tips for Sticking to a Budget
Budgeting is the process of creating and managing a plan for your income and expenses. It involves tracking your financial inflows and outflows to ensure that you are allocating your money effectively and in line with your financial goals. Budgeting helps you prioritise your spending, control your expenses, and make informed decisions about how to allocate your resources.